Frederick Street, Oldham
North West
£225,000
Listed on 11/10/2026
Listed on 11/10/2026
The listing
Property details
Bedrooms
4Type
TerracedFeatures
- Garden
Description
Cash buyers only. This four-bedroom, three-storey terraced house is offered for full refurbishment and retains period features, including decorative fireplaces, mouldings and stained-glass details. The ground floor has an entrance hall, three reception rooms and a kitchen. There are four bedrooms, a bathroom, a separate WC and a loft storage room, which the listing identifies as having potential for a fifth bedroom if a dormer is added, subject to the necessary consents and permissions.
Outside, the property has a small front garden and an enclosed rear garden. A separate plot to the rear is included; the agent says it previously accommodated three garages and is now overgrown. The rear garden is also described as having potential for off-road parking. The property is leasehold, in Council Tax Band C, and has an EPC rating of E.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
50out of 100
Grade DWeak opportunity
Confidence: LOW
This is a substantial three-storey terrace with four bedrooms, three reception rooms and period details including fireplaces, mouldings and stained glass. The worn floors and damaged finishes across several rooms, alongside the poor kitchen and bathroom, give a buyer scope to reshape and renew the interior; the rear garden and separate plot add further possibilities, subject to checking access, title and feasibility. The loft room is described as having potential for a fifth bedroom with a dormer, subject to consents and permissions.
The score is 50/100, grade D: the house has good fundamentals and location, but the overall opportunity is limited by the scale of the work and gaps in the value assessment. Floor area is missing, so value against local £/sqf cannot yet be judged. The £55,000–£95,000 renovation range makes this a full project rather than a cosmetic refresh, and concealed condition will need checking.
Key opportunities
- Rework the three reception rooms and four-bedroom layout while restoring the visible fireplaces, mouldings and stained glass.
- Renew the kitchen, bathroom, finishes and flooring to create a coherent interior across the three-storey house.
- Improve the enclosed garden and investigate the separate rear plot and the listing’s potential for parking or a loft bedroom, subject to title, access, feasibility and required permissions.
Key risks
- Worn floors and damaged wall finishes across several rooms, plus the poor kitchen and bathroom, point to a £55,000–£95,000 full-project budget and a longer programme than a cosmetic refresh.
- Concealed condition cannot be assessed from the photos; inspect the roof and investigate any hidden defects before committing.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£850
Based on a loan of £168,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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Pricing
Price history
-10.0% since listed
£225,000£25,000(-10.0%)
10/10/2026£250,000Initial listing
27/03/2025Services
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