36 Market Square, Kirkby Stephen
North East
£165,000
Listed on 04/11/2026
Listed on 04/11/2026
The listing
Property details
Bedrooms
1Type
Character PropertyArea
1095 sqftDescription
This Grade II listed mixed-use property combines a ground and lower-ground commercial unit with a one-bedroom apartment on the upper floors. The commercial space has its own entrance from Market Street and is currently arranged with a reception area, a separate treatment room, WC and storage, with further cellar space below. Its layout may suit other commercial uses, subject to any required consents.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
76out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £165,000, this mixed-use property is notably cheap against the local rate: around £151 per sq ft compared with £227, making the asking price a strong entry point. The first- and second-floor apartment has characterful exposed beams, large windows and tidy, serviceable finishes, while the separate commercial space offers scope to adapt its current clinical layout for another suitable use, subject to consents.
The visible accommodation looks broadly usable, so this is a light project focused on making-good and refreshing plainer, more worn areas rather than a major overhaul. The lower-ground commercial space is utilitarian and its condition is less clear, so it is worth assessing that area and the building fabric in person.
Key opportunities
- Acquire at a strong discount to the local £/sq ft benchmark.
- Refresh the plainer, worn commercial and lower-ground finishes while retaining the usable apartment accommodation.
- Explore alternative commercial uses for the ground-floor space, subject to necessary consents.
Key risks
None recorded.
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Transport
Nearest stations
Kirkby Stephen Rail Station
1.5 miles
Train · Kirkby Stephen
Appleby Rail Station
9.3 miles
Train · Appleby-in-Westmorland
Garsdale Rail Station
10.6 miles
Train · Garsdale
Dent Rail Station
13.2 miles
Train · Dent
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£674
Based on a loan of £123,750 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
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Indicative tax based on the asking price and the options you select.
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