Spelsbury, Chipping Norton
South East
£550,000
Listed on 23/10/2026
Listed on 23/10/2026
The listing
Property details
Bedrooms
3Type
CottageArea
1195 sqftFeatures
- Garden
Description
This three-bedroom Cotswold stone cottage is in the village of Spelsbury, around a five-minute drive from Charlbury station. The ground floor has a dining hall, a separate sitting room with a traditional stove and storage cupboard, a kitchen with access to the rear garden, a store room and a bathroom. Upstairs, a spiral staircase leads to a principal bedroom and two further double bedrooms, with exposed timber floorboards noted on the stairs.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
50out of 100
Grade DWeak opportunity
Confidence: MEDIUM
This is a characterful Cotswold stone cottage with maintained gardens, a traditional stove and a stone outbuilding, offering a clear medium-scale canvas to refresh the dated finishes and rethink the kitchen and bathroom. The village setting, with Charlbury station a short drive away, adds to its appeal. However, at £550,000 the asking price is around 6.3% above the local £/sqf average, and purchase plus the renovation midpoint looks tight against local benchmarks; the project needs careful buying and budgeting rather than relying on an easy margin.
Key opportunities
- Refresh the dated kitchen and bathroom as part of a coherent update.
- Modernise the older décor and floor coverings across the visible living areas and bedrooms.
- Explore how the stone outbuilding could best serve the property, subject to checking its condition and suitability.
Key risks
- The outbuilding roof looks weathered and merits inspection.
Unlock the full analysis
Sign up to see the refurb profile, below-market value, yields, and local market trends for this and every other property that has them.
Sign up freeAlready have an account? Sign in
Interested in similar properties?
Create an alert and we'll notify you when similar renovation opportunities are listed.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£2,078
Based on a loan of £412,500 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Stamp duty calculator
Indicative tax based on the asking price and the options you select.
Services
Next steps
Explore services to help you with this property purchase.
Get help with this property
Financing, surveys and more – choose a service and we’ll connect you with our trusted partners.
Nearby
Similar properties
Other listings you may want to compare.
