St James's Park, Croydon
South East
£130,000
Listed on 31/10/2026
Listed on 31/10/2026
The listing
Property details
Bedrooms
1Type
Block Of ApartmentsArea
344 sqftDescription
This chain-free studio flat has a living and sleeping area, a separate kitchen and a bathroom. The listing describes the layout as practical and space-efficient, with a manageable footprint and scope for improvement. It may suit a buyer seeking a compact home or an investment property.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
61out of 100
Grade CPotential opportunity
Confidence: MEDIUM
At £130,000, this compact studio is priced below the local average at £378/sqf versus £439/sqf, giving buyers an appealingly affordable entry point. The separate kitchen and bathroom, alongside a tidy living/sleeping area, make the layout practical, while the older kitchen and bathroom finishes offer scope for a light cosmetic update.
Key opportunities
- Acquire below the local average £/sqf, with the asking price offering a strong starting point.
- Refresh the older kitchen finishes to give the separate kitchen a more contemporary feel.
- Update the dated bathroom fittings and finishes as part of a light cosmetic improvement.
Key risks
None recorded.
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Transport
Nearest stations
West Croydon Tram Stop
0.3 miles
Tram · Croydon
West Croydon Rail Station
0.4 miles
Train · Croydon
Centrale Tram Stop
0.6 miles
Tram · Croydon
Wellesley Road Tram Stop
0.6 miles
Tram · Croydon
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£491
Based on a loan of £97,500 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Stamp duty calculator
Indicative tax based on the asking price and the options you select.
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