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Stuart Street, Cumbrae Court, Millport KA28

Scotland

£175,000

Listed on 01/06/2026

Property Details

Bedrooms
5
Type
Flat

Description

This first floor flat, set within the historical Cumbrae Hotel building, presents a unique opportunity for astute investors or those looking to create a bespoke family home. Nestled in the vibrant town square of Millport, this spacious flat offers versatile living arrangements that can be reconfigured to suit various needs, whether as a single residence or potentially multiple units (pending planning approval). Currently comprising five double bedrooms, a generous sea-facing lounge, dining room, kitchen, and bathroom, the layout allows for creative enhancements. The property retains charming traditional features such as high ceilings and stained glass windows while benefiting from recent improvements like double glazing and a new roof. The communal entrance leads to an expansive hallway that sets the tone for the flat's character. This renovation-ready property is ideally situated just minutes from local amenities and an award-winning beach, making it perfect for holiday rentals or permanent living. A viewing is essential to fully appreciate its potential.

Investment Analysis

(KA28 area)
Area Average
£172/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£30,000 - £60,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
4
Average per month
Market Turnover
31%
Properties sold annually

Local Market Trend (KA28)

Area prices are falling by -21.1% over the last 12 months
3 year growth: -4.1%
5 year growth: +21.4%
Investment Disclaimer: Analysis based on KA28 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Stuart Street, Cumbrae Court, Millport KA28
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£661
Based on a loan of £131,250 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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